Understand how supplemental insurance can help cover out-of-pocket costs not included in your primary health plan. Explore options like critical illness, accident, hospital indemnity, and more to strengthen your financial safety net and reduce unexpected medical expenses.
As more companies turn to high-deductible health plans (HDHPs) to manage rising insurance costs, both businesses and employees face a difficult trade-off: lower monthly premiums, but higher out-of-pocket costs when medical care is actually needed. At first glance, this might
In today’s economic climate, uncertainty feels like the only constant. With inflation rates climbing and market volatility shaking financial stability, it’s no surprise that many are reassessing how they protect their health and finances. While traditional health insurance offers a
